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Money Saving Tips

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Money management is one of the greatest challenges of teenagers. They are still young, not yet been bothered with adult responsibilities, easily swayed by peer pressure and the deceptive trends in fashion. Susan Beacham and her husband, Michael Beacham, authors of the book, ‘O.M.G.: Official Money Guide for Teenagers’, wrote in this lovely book that “The problem young kids and those in their young 20s have is that money is abstract, and it will get increasingly abstract”. She also expressed caution about online payments and credit cards. “You really need to need to get into their heads again and again…

Do you have a pile of gifts piling up with no-where to put them? This holiday season, in honor of saving money and decluttering, consider re-gifting. Re-gifting rocks in so many ways! Some of the best gifts that have been given to me were products of re-gifting. 5 Reasons Why Re-gifting Rocks #1. Get rid of the clutter I cannot stand clutter and I am guessing a lot of you cannot either. If you get a gift that you won’t be using, maybe it’s time to hand it over Instead of filling up your countertops with stuff you won’t use,…

Money is an always a delicate issue to discuss, probably because of its indispensable role in the affairs of people. Likewise, developing the right money habits while killing off the bad ones is no fun. In fact, it is next to the impossible to many. Nevertheless, the first step to financial independence is living within one’s means; curtailing your expenses, avoiding debts, saving a percentage of your income are some of the things you will need to adapt to. It is a proven fact that more money (wealth) doesn’t guarantee happiness but living within one’s means does just that. I…

Are you planning on heading to Disney World? If so, careful planning will make your day much more enjoyable. Here you will find information on what to bring with you as you head out for your excursion. I know that the cost of items at any amusement park is rather expensive and Disney World is no different! I know that I always take a backpack filled with necessary items, such as, snacks and drinks to help cut costs. You may not know this but you are allowed to bring in drinks and snacks into Disney World Parks. I would advise to take trial size of some…

You might think that planning a family vacation needs to be expensive, but that simply isn’t the case anymore. With so many vacation options out there, brands are becoming more competitive and finding ways to offer better deals and steals. Cutting costs on your next family vacation is not only possible, but can actually be easy. Take a look below at 50 ways to cut costs on your family vacation so you can enjoy all of the site seeing you wish for less. 50 Ways to Cut Costs on Your Family Vacation 1. Use apps like GasBuddy to help you…

Selfies have become more and more popular throughout social media. I for one have not mastered the art of taking a good selfie. I usually cut off my head out of the picture or just don’t know where to look at. One selfie I have mastered is the HomeSelfe (pronounced ‘Home Selfie’). This is not your average head shot selfie. It is actually an app that you download onto your smart phone and it helps you save you money. And the best part is that it is FREE! So yo may be wonder what is a HomeSelfe and how…

Most couples are not always honest when it comes to the issue of money. A study in the U.S by Creditcards.com found that nearly 1 in 5 customers have hidden purchases of $500 or more from their partners, they also found that almost 7.2 million people have concealed a bank or credit card account from their partners. There is no surprise then that spending decisions are a major reason for most relationship troubles, one partner wants to save and tries everything to cut on costs while the other partner just likes to spend and if allowed, spend enough money each…

You don’t need to spend a fortune when it comes to decorating for the holidays. In fact, many items can be found right at your local dollar store and turned into something amazing. I love coming up with new ideas with items found at the dollar store, thrift store, or in the $1 -$2 bins at the store. Below is a variety of Holiday Table Decorating Ideas on a Budget that I have created for my home including centerpieces, napkin holders, and place card holders. Centerpieces Supplies tin container found at the thrift store garland from the dollar…

There are just some things you should not spend more than $1 for especially around Christmas time. You can find more of what you need at the Dollar store and save a bunch of money. Below is a list of Christmas items I recommend picking up at your local Dollar store. Wrapping Supplies Wrapping paper Brown Paper- Great to use for a more rustic way of wrapping presents. Gift Bags Scotch Tape- Get 2 rolls of scotch tape for the price of one. Gift Tags- Browse thru the selection to get the most for your money finding the packages with…

  These insanely easy ways to keep your kitchen clean are all about thinking as you go. There is no magic eraser that will float in while you sleep and leave things sparkling. There are however a few things you can do that will minimize your time cleaning each day. 7 Insanely Easy Ways To Keep Your Kitchen Clean Use proper storage so counters are clutter free. One of the biggest things that makes a kitchen look dirty is the clutter on your counters. Even if you have a super small kitchen, you can easily keep your kitchen clean…